Rooted in Service. Driven by People.

At Celtic Benefits, our mission is simple: make benefits and insurance less complicated, more human, and always built around what works best for you. We’re proud to serve individuals, businesses, and families across the region with guidance that feels personal—and results that feel right.

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Our Values

Integrity first. We do what’s right—always

People over policies. Clients are more than coverage.

Clarity matters. We make the complex simple.

Local impact. Giving back is part of how we do business.

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Our Mission

To simplify insurance and benefits while building lasting relationships based on trust, transparency, and results.

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Meet the Team

We’re real people helping real people.

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Ronald Smith

Chartered Financial Consultant (ChFC)

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Isabella McIlvaine

Insurance Consultant

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Steve Kodluk

Insurance Consultant

Giving Back

We believe in supporting the communities we serve. From local fundraisers to ongoing volunteer work, Celtic Benefits is proud to support charities and nonprofits doing great work. Our current partnerships include:

Want to Work with Us?

Start with a conversation—or get a quote today.