Rooted in Service. Driven by People.
At Celtic Benefits, our mission is simple: make benefits and insurance less complicated, more human, and always built around what works best for you. We’re proud to serve individuals, businesses, and families across the region with guidance that feels personal—and results that feel right.

Our Values
Integrity first. We do what’s right—always
People over policies. Clients are more than coverage.
Clarity matters. We make the complex simple.
Local impact. Giving back is part of how we do business.
Our Mission
To simplify insurance and benefits while building lasting relationships based on trust, transparency, and results.

Meet the Team
We’re real people helping real people.

Ronald Smith
Chartered Financial Consultant (ChFC)

Isabella McIlvaine
Insurance Consultant

Steve Kodluk
Insurance Consultant
Want to Work with Us?
Start with a conversation—or get a quote today.